If something serious happens to you and you cannot work, Long Term Disability benefits will help you financially. But here’s the catch: actually getting those benefits? That’s not always easy. Sorting out the policies, paperwork, and sometimes frustrating insurance companies might take all your time—a task you possibly cannot handle, given your situation.
That’s why hiring a Long Term Disability lawyer is both beneficial and sometimes the only way to receive your expected benefits. If you need help with your initial claim or want to fight a denied claim, the following are six good reasons to engage a disability attorney.
1. It’s Not Always Easy with Insurance Companies —Lawyers Know How To Answer
Insurance companies are businesses first. Insurers hope to give away as little as possible to save their profits, not ensure your safety. Long Term Disability policies are written in complicated legal terms and clearly set out what counts as a disability. It only takes one mistake to have your application denied. Long Term Disability lawyers tend to know the workings of these policies very well. They understand how insurers view these claims and also know what type of case will be accepted.
At Fields Law, our experienced disability attorneys understand the claims process and make sure every claim is well-prepared, clear, and in compliance with laws.
2. They Prepare You to Make an Unbreakable Case
Just stating you can’t work is not enough; you must also offer proof when making your claim. It is necessary to present medical records, statements from physicians, the test results from evaluations of work abilities, and more. However, the documents themselves won’t do you any good if you present them poorly.
A Long Term Disability lawyer works closely with your doctors, gathers compelling evidence, and ensures it all aligns with your policy’s specific language. They don’t just collect information—they build a case that tells your story clearly, legally, and persuasively.
3. They Shield You from Common (and Costly) Mistakes
Too many Long Term Disability claims are denied due to avoidable errors—missed deadlines, incomplete forms, or vague statements to insurers. Even routine conversations with insurance adjusters can come back to haunt you if you’re not careful. Saying something as innocent as “I’m feeling a bit better today” could be twisted into “You’re able to work.”
An experienced Long Term Disability lawyer will advise you on what to say, what not to say, and how to communicate with insurers in a way that protects your claim.
4. They Know How to Challenge Denials Effectively
Was your Long Term Disability claim denied? You’re not alone. Many people receive denial letters despite having legitimate medical conditions. It’s discouraging—but far from the end.
A disability attorney can thoroughly review your denial, identify weaknesses in the insurer’s reasoning, and file a strong, evidence-backed appeal. Fields Law has helped thousands of people successfully reverse denials and recover the benefits they were initially denied. Their team understands how to appeal strategically and increase your chances of success—without adding more stress to your life.
5. They Level the Playing Field
Let’s face it: An insurance business with endless financial resources and its own legal team stands against you. Tackling them solo almost always means you won’t succeed.
A Long Term Disability lawyer makes sure the process is fair for you. When you receive legal guidance, you will have someone to stand up to the insurance company’s tactics and protect your rights. The attorneys at Fields Law have extensive experience in injury and disability law.
6. They Allow You to Concentrate on Your Recovery
You do not need to add more responsibilities to what you already have. With everything you go through when sick, fighting a legal case should be the last concern on your mind.
Hiring a disability lawyer means you don’t need to worry about the stress of paperwork, legal debates, meeting deadlines, and talking with insurance agents. Your case will be handled with skill, so you can concentrate on getting yourself well again.
Final Thoughts: Hire a Disability Lawyer to Protect Your Case
Receiving Long Term Disability benefits can change your life, but the process is seldom simple. If you’re preparing a claim or if your claim has been rejected, make sure to get help. Long Term Disability lawyers at Fields Law have the necessary skills and dedication to support you from beginning to end.
At Fields Law, each client is offered personal care, honest openness, and determined representation. If your job performance is affected, don’t leave your finances to luck. Reach out to Fields Law today to find someone who can help with your benefits.
